Photo: Francis Desjardins from Pexels Burilović said that we must already think about the financial instruments we can offer to the economy in the future, and it was jointly concluded that we should work on improving the communication of institutions with entrepreneurs, in order to be as informed as possible about the opportunities offered to them. In this regard, the Croatian Chamber of Commerce has offered all its capacities in order to convey information as directly and clearly as possible to businessmen, points out Burilović and adds: The problem is that there is no cash flow, ie that the tourist market can expect only the first turnover in the spring of 2021, and it should survive until then. Also, it should be emphasized that all previous measures have been focused on preserving jobs, ie employees, and not to the entrepreneurs themselves and the preservation of the company. “As business institutions, we need to see how we can further improve our cooperation, and above all we wanted to convey to you the questions and suggestions of our members. One of the most current topics is loans from Hamag Bicro and HBOR, the allocation of which must be accelerated and simplified because entrepreneurs desperately need all possible means to preserve liquidity. We have a lot of constructive suggestions that we will pass on to you in order to make life as easy as possible for entrepreneurs”, Said the president of the Croatian Chamber of Commerce Luka Burilović. “We can help a lot through our network of County Chambers and business associations and communities. Also, within the Digital Chamber, we have an e-financing module with all tenders, from the EU to local self-government, and offers from all commercial banks. As part of that, we can also put a section with the offer of Hamag Bicro and thus additionally connect digitally”, Concluded Burilović. This is the biggest help to entrepreneurs, and especially to the tourism sector, which is among the most affected industries, which everyone is eagerly awaiting. Although it seems logical that all sectors are looking for this measure and are waiting for it as a lifeline, so far there has been no major progress on this topic. The measures taken so far are commendable and well-hit, but they will not save entrepreneurs. As they point out from the Croatian Chamber of Commerce, through their County Chambers, they collected the requests of businessmen from all over Croatia and structured them and passed them on to Hamag Bicro. Entrepreneurs, among other things, are looking for extension of loan terms, refinancing of existing liabilities, and torment them and whether they can Hamag Bicro funds used in addition to job preservation grants. The problem is that they receive contradictory answers to these questions from different institutions. Liquidity loans are a burning problem of the economy and the only real chance for entrepreneurs to survive this year, especially in the tourism sector. Everyone is looking for one thing – not free money, but the opportunity to borrow over HBOR or Hamag Bircoor that the state provides a certain guarantees, so that entrepreneurs can borrow through commercial banks. It is commendable for an open dialogue, but entrepreneurs no longer have to wait, they have been waiting for half a year for concrete steps on this issue, and also banks and leasing companies also want to collect their receivables. This is an extraordinary situation, and we need extraordinary steps, ie urgent concrete decisions. “We communicate all our projects and we are open to all suggestions and suggestions on how to improve and speed up our work, especially when they come from companies. Unfortunately, we had a situation where we received an enormous amount of requests in a short period of time, which burdened our capacities to the extreme. Despite that, next week we will finish processing all requests for the so-called covid loans, of which there were over 5500”, Said the CEO of Hamag Bicro Faithful Vrbanec, noting that, according to their data, Hamag Bicro placed more funds in the corona crisis than all commercial banks and HBOR combined. On this topic, a meeting of the leaders of the Croatian Chamber of Commerce and Hamag Bicro was held at the Croatian Chamber of Commerce, and the main topic of discussion was improving inter-institutional cooperation with emphasis on speeding up and simplifying procedures for granting liquidity loans.