Need of the Hour: Uniformity in Servicing Data

first_img in Daily Dose, Featured, Market Studies, News, Servicing Demand Propels Home Prices Upward 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Need of the Hour: Uniformity in Servicing Data Tagged with: Compliance Data Standardization Mortgage Loan Servicing Mortgage Servicing Collaborative mortgage servicing rights Servicing Urban Institute About Author: Krista Franks Brock Previous: Fannie Mae’s “Action Plan” to Help Homeowners Next: Will Coastal Homes Go Underwater by 2100? November 15, 2018 1,110 Views Related Articles Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Savecenter_img  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Home / Daily Dose / Need of the Hour: Uniformity in Servicing Data Data Provider Black Knight to Acquire Top of Mind 2 days ago Krista Franks Brock is a professional writer and editor who has covered the mortgage banking and default servicing sectors since 2011. Previously, she served as managing editor of DS News and Southern Distinction, a regional lifestyle publication. Her work has appeared in a variety of print and online publications, including Consumers Digest, Dallas Style and Design, DS News and DSNews.com, MReport and theMReport.com. She holds degrees in journalism and art from the University of Georgia. Compliance Data Standardization Mortgage Loan Servicing Mortgage Servicing Collaborative mortgage servicing rights Servicing Urban Institute 2018-11-15 Krista Franks Brock Uniform data standards for the mortgage servicing industry could lead to reduced servicing costs, better customer service, reduced compliance burden, and widespread innovation and automation in the industry. So claims the Mortgage Servicing Collaborative (MCS), a group of industry stakeholders brought together by the Urban Institute’s Housing Finance Policy Center in their report, The Case for Uniform Mortgage Servicing Standards.Also, according to MCS, there’s no time like the present for diving into this lofty goal.“Because most of the post-crisis regulatory overhaul is behind us, because delinquencies are low, and because the industry is no longer operating in turmoil, we believe now is the right time to implement uniform servicing data standards,” the MCS stated in its report.The MCS laid out four main benefits of uniform servicing data standards. The first is “improved servicing transfer and subservicing processes.” When mortgage servicing rights are sold or when a subservicer takes on a portfolio of loans, a large amount of data must be transferred from one firm to another.With almost 18 percent of GSE-backed, fixed-rate, full-documentation, fully amortizing loans having their servicing transferred as of 2016 and with subservicers handling 21 percent of the total outstanding unpaid principal balance in the single-family loan sector, the industry has a major incentive to ensure this data is transferred without error and as efficiently as possible.“Standards can help minimize data inconsistencies and the expenses needed to mitigate them,” the MCS said.The second benefit the MCS outlined is “greater innovation, automation, and lower costs.” Following data standardization in the mortgage loan origination sector, technological innovations “have revolutionized the way financial transactions are conducted.”While the MCS said, “it is hard to foresee the specific advancements that would take place if servicing data were standardized,” the group asserts, “high-quality data are clearly a prerequisite.”Third, the MCS claimed data standards would result in “better, more accurate pricing for MSRs” because data transfers would be straightforward and free from errors.Lastly, the MCS suggested standardized data can bring “more efficient regulatory reporting.” Mortgage servicers currently report to various different agencies on different timelines and with differing data requirements. With increased demands following the financial crisis, “servicers have doubled or tripled their compliance staff, increasing costs,” the MCS reported. “Standardization could reduce the need for such checks, as more reporting could be automated.”The MCS admitted that “adoption of data standards will cost a lot in the short term” but asserted that “the likely payoff is far greater today than at any time in the past.” The group also suggested the large undertaking could be broken up into segments to make it easier to achieve. The Best Markets For Residential Property Investors 2 days ago Sign up for DS News Daily Subscribelast_img read more

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St. Lawrence registration open

first_imgLawrenceburg, In. — St. Lawrence School in Lawrenceburg, Indiana is now enrolling new and current students in preschool through 8th grade for the 2018-2019 academic year. The easy enrollment process begins online here or call 812-537-3690.At St. Lawrence, the staff’s dedication to a Catholic education is apparent in each class, subject, and activity. The school’s goal is to help each student find their unique strengths, build on those strengths, and obtain academic and personal success while exploring and nurturing their relationship with God.“Our staff is an incredibly dedicated group of teachers who are constantly working to improve their craft,” says Principal Mike Odar. “They are always looking at new and engaging ways to get the most spiritual and academic growth out each student. Making use of technology, tracking data, and differentiating instruction is what our teachers are always working at to help push our students. That being said, our staff is connected to St. Lawrence’s family atmosphere. Over 50 percent of our staff has students that either go or graduated from St. Lawrence. That sense of pride and family is carried over to every student!”Although test scores don’t tell the whole story, St. Lawrence School is proud of its students’ exceptional performance on the ISTEP exam. In the 2016-2017 school year, St. Lawrence had 66.2 percent of students pass both the English/language arts and mathematics portions of the ISTEP. The figure was the best of any school or corporation in Dearborn County. An amazing 87.3 percent of St. Lawrence students passed the English/language arts section – again the best in the county.The school also offers many extracurricular activities, including athletics, a robotics team, scouts, archery club, service club, and drama club. Principal Odar says the goal is to create a solid Christian citizen for the 21st century.“I am extremely proud that our students and staff were awarded an A grade for the 2016-2017 school year.  We will not settle for that, as we are continuing to push our students to even greater heights.  Our students are able to take three years of Spanish, participate in robotics, archery, sing in a school musical, be on our basketball and cheerleading teams, and the junior high students can specialize in art, choir, journalism, or music. We recognize that there is more to learning than test scores, and are finding ways to have our students take ownership in their education,” Odar says.Affording a quality, private education at St. Lawrence is easier than you may think. The Indiana School Choice Scholarship program can provide up to 90 percent of tuition costs for a family. You can learn more about the Indiana Choice Scholarship program and its income guidelines at www.doe.in.gov/choice.“Our school offers multiple avenues for financial assistance. SGO’s, School Choice Scholarships, and assistance provided from our parishioners can help make the cost of attending more feasible for those in need. The biggest thing I would recommend is to ask. You might be surprised at what we can do to help,” says Odar.Do you have questions or would like to receive a tour of St. Lawrence School? Contact Principal Mike Odar at (812) 537-3690 or [email protected]last_img read more

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GOtv Boxing Night 15: Houanvoegbe Will See Stars, Boasts Dodo

first_img“He needs to talk to my previous opponents. I show no mercy on the ring. Once I step in, the objective is to finish off the opponent. Houanvoegbe will see stars. I am not joking,” boasted Dodo.In the other international bout, the biggest of the seven fights scheduled, Nigeria’s Oto “Joe Boy” Joseph will defend his African Boxing Union (ABU) lightweight title for the first time when he confronts Ghanaian challenger, Nathaniel Nukpe.Other bouts include a national cruiserweight clash between Michael “Lion Heart” Godwin and Idowu “ID Cabasa” Okusote as well as the national light welterweight contest between Vincent “Dada” Essien and Segun “Showboy” Olalehin.The event, sponsored by GOtv and Bet King, will be beamed live on SuperSport in 47 African countries.The best boxer at the event will go home with a cash prize of N1 million alongside the Mojisola Ogunsanya Memorial Trophy.Share this:FacebookRedditTwitterPrintPinterestEmailWhatsAppSkypeLinkedInTumblrPocketTelegram Light Middleweight Boxer, Akeem “Dodo” Sadiku, has warned his opponent at GOtv Boxing Night 15, Franc Houanvoegbe of Benin Republic, to expect an explosive fight that will leave him seeing stars.The two boxers are billed to clash in an international light middleweight challenge at the event, which holds on 29 July at the Indoor Sports Hall of Obafemi Awolowo (formerly Liberty) Stadium in Ibadan. It is one of the two international bouts scheduled for the event.Dodo, who is famous for his fast and furious punching, said Houanvoegbe will be wobbly and see stars within the first three rounds of the encounter.last_img read more

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Badgers eager to play in Hockey City Classic

first_imgSenior forward Derek Lee returned to the ice Saturday after missing three games with a concussion. Lee is second on the team in points with 20 on the season.[/media-credit]Seven years ago, 40,890 fans filled Lambeau Field to watch the Wisconsin men’s hockey team down Ohio State 4-2 in the Frozen Tundra Classic during the second-ever collegiate outdoor hockey game.Three years ago on Feb. 6, 2010, the Badgers used two third-period power play goals from Brendan Smith to beat Michigan 3-2 in the Camp Randall Classic in front of 55,031 fans.In just a few days, Feb. 17, 2013 to be exact, Wisconsin will face-off with arch-rival Minnesota at Soldier Field in the long-awaited Hockey City Classic. In a span of seven years, the Badgers will play their third outdoor game – but for the first time, they’ll play a WCHA opponent. And what better opponent to play than the rival Gophers?“This is a lifetime experience,” head coach Mike Eaves said during his Monday press conference. “Going to the place where the Olympics are held and where it sits in the city itself, it’s a life experience. It’s something that – and once again, the kids on our team now that haven’t played outside, they get to talk about this to their kids and grandkids. Being a life experience makes it all worth it.”For most of the skaters, it’s their first outdoor game in years – or ever. For the small handful of seniors on the team, or fifth-year skaters, only defenseman John Ramage saw time on the ice in the 2010 game.With the chance to play outside one more time, Ramage is fully embracing the unique opportunity.“It’s incredible,” Ramage said. “Usually playing outdoors is a once-in-a-lifetime opportunity, I get to do it twice. I’m very lucky and I’m really looking forward to it.”With weather a factor when playing outside, Ramage admitted he hasn’t given his teammates any advice yet, but come Saturday, he’ll be ready with pointers.Fellow senior, forward Derek Lee, had the opportunity to practice at the Camp Randall outdoor rink in 2010. He didn’t get the chance to play in the game – he was only a freshman at the time – but Lee was still wrapped up in the experience. With the 2010 game on campus, it had that extra special feel to it, according to Lee.“It was something cool and I’m sure this weekend will be something similar,” Lee said.But as one of the senior leaders this season – and second on the team in points, with 20 – Lee will certainly get plenty of ice time come Sunday.“I’m glad we’ve got two outdoor games during my four years of being here,” Lee said. “I missed out on the first one a little bit. Now I get to finally do it. I’ve never done something like this so it’ll be exciting and it’s kind of cool that we’re going to a neutral location in Chicago – a place that everyone can familiarize themselves with in Soldier Field.”While Lee relishes his second opportunity to play outdoors, junior defenseman Frankie Simonelli was anticipating the eventual occasion ever since his recruiting visits.“When I came here on my visit – that was a long time ago – they had mentioned they were going to have the one in 2010 and then they said they had also imagined that in the time I was here, there would also be a game,” Simonelli said. “When I came on my visit and saw all the pictures of the previous game in ’06 at Lambeau, I just thought of how exciting that was for those guys. Coming to a big school like this, I knew I would have an opportunity like that.”While he only had to wait about two and a half years, the game is also being played right in his backyard – just 35 minutes up Interstate 290 from his hometown of Bensenville, Ill.“I know a lot of family and friends back home are all excited,” Simonelli said. “Everyone’s asking me a million different questions (about the game). I just tell them ‘I don’t have the answers right now.’ It’s definitely going to be an exciting event for me, my teammates and all the people back home.”While friends, family and fans have been waiting for this weekend, the players themselves are just ready to have some fun in a unique setting against one of their most hated opponents.Regardless of the hype around the event or whether it is someone’s first outdoor game on such a scale, one thing is certain: It’s the way hockey was meant to be played.“It adds that kind of mystique to it,” Lee said. “You’re playing outside where the game originated and people were just doing it for fun. We’re going to do the same thing. We’re going to have some fun out there.”last_img read more

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23 days agoTeam of the Week: Leicester dominate; Jorginho fills Chelsea void; Ederson excellent

first_imgTeam of the Week: Leicester dominate; Jorginho fills Chelsea void; Ederson excellentby Eli Rubenstein Sturgess23 days agoSend to a friendShare the loveIt was another weekend of drama in the Premier League, with Dean Henderson’s rare blunder gifting Liverpool a 16th consecutive win.Manchester City once again took all 3 points, Leicester destroyed Newcastle to concretise themselves in the top 3 and Manchester United and Arsenal battled it out for a tough draw.We here at tribalfootball look at the top performers from Matchday 7 in the Tribal Football Team Of The Week.GOALKEEPER – EDERSON(Manchester City)The City goalkeeper was back to his best against Everton, proving why he belongs in the star-studded Guardiola line-up.In total the Brazilian made 6 saves, 2 of them terrific reflex stops to deny the imposing Yerry Mina from corners.CENTRE-BACK – VIRGIL VAN DIJK (Liverpool)The world’s best centre-back was again crucial for his side, keeping another clean sheet in the club’s 16th consecutive win.Keeping the ominous home side to just 2 shots on target, Van Dijk was huge in defence winning 11 aerial duels and 8 clearances.The Dutchman was also key to the sides offensive play making 12 (out of 16) accurate long balls.LEFT-BACK – JAN VERTONGHEN (Tottenham Hotspur)With a depleted 10-men-Spurs backed into a corner against an oncoming Southampton side, the Dutchman was instrumental in helping his side cling onto a 2-1 victory.Vertonghen won 4 aerial duels, made 3 interceptions and made 5 clearances in a strong performance.RIGHT-BACK – RICARDO PEREIRA (Leicester City)Twice in two weeks the Portuguese full-back finds himself in the team of the week, proving why he was made Leicester’s player of the season last time out.Bubbly as always bursting down the right flank, Ricardo was a constant threat to the Newcastle defence and was in everything for Leicester completing over 100 passes.However it was his 40 yard blistering run and left-foot long-shot goal that put the Foxes 1-0 up that stole the headlines.DEFENSIVE-MIDFIELD – WILFRED NDIDI (Leicester City)The Nigerian was at his supreme defensive best, making tackles and breaking down Newcastle offensive plays for fun.In total Ndidi made 9 tackles and 5 interceptions, furthering his reputation as the leagues top tackler, as well as scoring Leicester 5th goal with a lovely bit of control in 2nd half injury time.CENTRE-MIDFIELD – LUKA MILOVOJEVIC (Crystal Palace)Crystal Palace’s cool, calm and collected captain was key in the Eagles 2-0 win over Norwich.The Serbian midfielder was defensively solid making 6 tackles, and made his impact on the scoresheet, typically converting from the penalty spot.CENTRE-MIDFIELD – JORGINHO (Chelsea)With the repeat absence of N’Golo Kante, the Italian playmaker took control in the centre of Chelsea’s midfield, pulling the strings in the blues 2-0 win over Brighton.Completing 69 passes at an accuracy of 89.9%, Jorginho made 3 key passes and netted the first goal of the game, dispatching one of his trademark penalties.With his defensive duties on display as well, he made 2 tackles, 4 interceptions and 2 clearances in an all-round top performance.LEFT-MIDFIELD – JOHN MCGINN (Aston Villa)The sprightly Scotsman has been consistently one of the top performers for the Villians in the return to the top flight of English Football. In Villa’s tough 2-2 draw with Burnley, it was again McGinn who provided much needed attacking influence to his side.McGinn registered 4 dribbles and 4 shots on goal in total, and thought he had opened the scoring before his first goal was chalked off by VAR.McGinn however would not leave the match without his name on the scoresheet, smashing home a volley in the 79th minute. It was his third goal for the season.RIGHT-MIDFIELD – MATT DOHERTY (Wolverhampton Wanderers)In a much needed win for Wolves over struggling Watford, it was the unlikely source of stalwart Matt Doherty that produced a best on ground performance.The Irishman scored the first goal of the game, tapping home Neto’s delightful cross. He was also very involved in the second, charging down the wing and crossing the ball onto the head of Gibbs-White, whose shot deflected off Janmaat to make it 2-0.RIGHT-FORWARD- RIYAD MAHREZIt was another scintillating performance from the Algerian showboater, whose talent on the ball once again shone through in City’s 1-3 win over Everton.Mahrez appeared to be involved in all of City’s attacking play, fooling defenders for fun. In total, he had 5 shots on target (from 5 shots) and made 5 key passes all while operating at a pass accuracy of 91.4%Mahrez played the pass to De Bruyne in the first goal, scored a beautiful free kick for City’s 2nd, and it was his trickery that led to the 3rd.LEFT-FORWARD – JOSHUA KINGThe Norwegian is putting together another impressive start for the Cherries, with a man of the match performance in Bournemouth’s exciting 2-2 encounter with West Ham.King scored the first goal of the match, cleverly dispatching the loose end on Rico’s cross, making it 50 goals in English Leagues for the attacker.At the start of the 2nd half, King cleverly used the outside of his foot to play through Wilson who made the score 2-1.MANAGER OF THE WEEK – BRENDAN ROGERS (Leicester City)Brendan Roger’s Leicester side has been highly praised, with many pundits predicting their imminent rise into the top 6 after gutsy performances against some of the League’s top sides.However, their rise to the top has been halted by their inability to consistently beat the Premier League’s lesser teams, unlike that of the top sides.This assumption was thoroughly dismantled as Leicester ruthlessly tore apart the struggling Newcastle side.After a positive start with the scores at 1-0, the foxes stepped it up a level when the Magpies went down to 10 men, putting a further four goals past Dubravka in goals.It’s a performance like this that will get the top 6 teams shaking in their boots.GOAL OF THE WEEK – RICARDO PEREIRA (Leicester City)Is there a better right-back in the Premier League than Ricardo Pereira right now? pic.twitter.com/uDEZLVM3CR— Goal (@goal) September 30, 2019 TagsOpinionTeam of the WeekAbout the authorEli Rubenstein SturgessShare the loveHave your saylast_img read more

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Northern BC murder victims sister accuses fugitives dad of failing to take

first_imgThe sister of murder victim Chynna Deese said on Facebook that Alan Schmegelsky isn’t “cut from the same cloth” as her family and that he doesn’t acknowledge his own hand in his child’s upbringing and demise.The sister of an American tourist says the father of one of the B.C. men named as a suspect in the woman’s death isn’t accepting his share of responsibility for her family’s sorrow.Kennedy Deese, whose sister Chynna Deese was found dead along with her Australian boyfriend Lucas Fowler near a highway in northern British Columbia in mid-July, posted a statement to Facebook on Saturday accusing Alan Schmegelsky of playing the victim. “It hurts a lot. He was my only child. I’ll never get to hug him again. I’ll never get to tease him again. I’ll never get to spend a minute with him again.”“At least I know where he is. His troubles are over.”When reached via Facebook Messenger on Sunday and asked about his response to Deese’s post, Schmegelsky said she could go on “60 Minutes” and that he could arrange it.“I manned up. I have nothing to hide,” he wrote.While police were still hunting for the pair, Schmegelsky sent a 132-page book to reporters about his own life. He described it as a novelization of his son’s troubled life and his numerous encounters with police and courts and said he wanted to highlight how what he called a “broken system” shaped him and Bryer.Kennedy Deese shot back that her own family suffered challenges, but doesn’t “play the victim of a broken system.”“There is no white flag of surrender for my family. We are not defeated by divorce, mental health, violence, poverty and socioeconomic constraints, domestic disputes, alcohol or drugs, social media and bullying, feelings of loneliness, or disparities,” Deese wrote, noting that her sister rose to become the first generation of her immediate family to go to college.“We have the courage to ask for and offer help. We are strong, and stand strong together right now in the face of all of these adversities that have come upon us.”RCMP Assistant Commissioner Kevin Hackett told a news conference Wednesday that determining a motive will be “extremely difficult” if the identities are confirmed through autopsies because investigators can’t interview Schmegelsky or McLeod.He did not commit to providing details of the ongoing investigation. The two men were named as suspects in the deaths of Deese and Fowler, and were charged with second-degree murder in the killing of Leonard Dyck, a university lecturer from Vancouver.Alan Schmegelsky told Australia’s “60 Minutes” TV program late last week that he won’t believe his son is a murderer until he gets facts, saying he knows how the families of the victims feel.“I’m so sorry for what’s happened. Whether it’s my son or whether it’s something else, we don’t know. I have just lost my son. I know exactly how you feel,” Schmegelsky told the program.center_img Deese also said Schmegelsky isn’t “cut from the same cloth” as her family, and that he doesn’t acknowledge his own hand in his child’s upbringing and ultimate demise.“Your sorrow is for yourself. You cannot relate to us, as we had no doings in the cause of your pain when you’ve played a part in the cause of our pain,” Deese wrote.“To the murderers and their family, the appropriate action when mistakes are made is taking responsibility. The proper public response would have been a genuine apology. But we still forgive you and have mercy.”RCMP said Wednesday they believe they’ve found the bodies of Kam McLeod, 19, and Bryer Schmegelsky, 18, of Port Alberni in dense brush in northern Manitoba following a massive manhunt that lasted close to two weeks.Police have said they’re waiting for the results of an autopsy before confirming the identities.last_img read more

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Press bodies say need to reexamine OSA

first_imgNew Delhi: A group of press bodies on Thursday expressed concern over the government threatening The Hindu newspaper with action under the Official Secrets Act (OSA) for publishing articles on the Rafale deal based on documents stolen from the Defence Ministry, and said the legislation needs to “re-examined”.In a joint statement, Press Club of India, Indian Women’s Press Corps and Press Association said, “We feel it is time that the Official Secrets Act as well as law on defamation need to be re-examined given the potential of their misuse against the Fourth Estate.” Also Read – How a psychopath killer hid behind the mask of a devout laity!The government on Wednesday told the SC documents related to Rafale aircraft deal have been stolen from the Defence Ministry and the petitioners seeking a review of its verdict dismissing all pleas against the purchase of the jets relied upon those documents. The Attorney General also submitted in the apex court that the documents on the deal relied on by the petitioners were marked secret and classified, and therefore, are in violation of the Official Secrets Act. Also Read – Encounter under way in Pulwama, militant killedHe had also sought dismissal of the review petitions and perjury application as they relied on stolen documents and said that today’s The Hindu report on Rafale amounts to influencing hearing in apex court and is itself contempt of court. “We, the undersigned journalist organisations express deep concern over the statements made by the Attorney General of India insinuating that reports on the Rafale deal published in The Hindu newspaper were based on documents stolen from the Ministry of Defence,” the joint statement said. The Attorney General’s statements made in open court suggesting that the publication of such reports and the documents “imperiled national security and therefore should be deemed as criminal, has the potential of sending out a chilling effect to one and all in the media,” the statement claimed. The implications and ramifications of the statements made by the top most legal officer of the government are not only for the media but also for the sources of information that journalists rely on, the press bodies said. The Editors Guild of India also unequivocally condemned Attorney General’s remarks before the Supreme Court pertaining to the documents based on which the media had reported on the Rafale deal, saying any attempt to use the Official Secrets Act against the media is as “reprehensible” as asking journalists to disclose their sources. The Guild, in a statement, also urged the government to refrain from initiating any action that might undermine the media’s freedom and independence.last_img read more

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The Washington Capitals Are Lucky Because Theyre Good

The Washington Capitals are on fire right now. They’ve lost only three times since the calendar flipped to 2017 and have outscored their opponents 95 to 44 over that stretch. Aside from an 8-7 overtime loss to the rival Pittsburgh Penguins on Jan. 16, the Capitals have only surrendered more than three goals two times during their hot streak. In a league in which holding the opponent to three goals or fewer will earn you at least a shootout most nights, it’s easy to see why Washington is piling up points in the standings.Not only do the Caps own the league’s best record, but they also have the most dominant stats in hockey. They lead the league in Hockey-Reference.com’s Simple Rating System (SRS), which estimates the strength of every team in the NHL,1Technically speaking, SRS measures a team’s average goal differential after adjusting for strength of schedule. as well as team goals against average, the mark of a stingy defense. They also rank in the top five in several other major statistical categories, including goals scored per game; power play percentage; penalty kill percentage; and Corsi percentage, which estimates a team’s all-important possession rate by measuring the percentage of shot attempts it directed at the opponent’s net during games.2Adjusted for score, zone and venue.This is all to say that the Capitals look really, really ridiculously good on paper. But they’ve also ranked highly in a few key stats that are traditionally more in the realm of luck than skill. For example, they’re No. 1 in PDO, which is the sum of shooting percentage and save percentage (a notoriously unstable indicator in stathead circles), both of which the Capitals also either lead the league in or are tied for No. 1. Ordinarily, a high PDO could be seen as a red flag — suggesting that a team’s statistical résumé is like a house of cards, ready to collapse at any moment. But in Washington’s case, the team even seems to have come by the percentages that make up PDO (mostly) honestly. It’s the consequence of a roster design that could mean it’s finally Washington’s year to hoist Lord Stanley’s cup.The Capitals’ statistical excellence is nothing new — in each of the past three seasons, they’ve ranked among the NHL’s top eight in both points and SRS. Perhaps even more telling, they’ve been among the NHL’s top three in PDO for the past two seasons. Their good fortune in the percentages is commonplace by now.So how do we know Washington’s success isn’t purely based on good luck? For one thing, they’ve assembled a roster that perennially shoots the lights out. The Capitals have finished outside of the top 10 in shooting percentage only once since 2009-10. And since Barry Trotz took the helm as head coach in 2014-15, the team has ranked no worse than fourth. Only the Dallas Stars outperformed the Capitals in shooting percentage in both 2014-15 and 2015-16, but while the Stars have regressed — they sit in the middle of the pack (12th) in 2016-17 — the Capitals continue to put the puck in the net with a high degree of efficiency, thanks to that group of good shooters.A handful of said marksmen are having personal best shooting percentage seasons: T.J. Oshie, whose career shooting percentage of 13.1 percent is good for 24th among active players, is scoring on 23.7 percent of his shots in 2016-17. Frequent playoff hero3This is one of the reasons the Capitals signed him. Justin Williams has a career shooting percentage of 9.7 percent, but he’s scoring on 15.7 percent of his shots. Left winger Marcus Johansson has a career shooting percentage of 14.0 percent but is scoring on an astounding 22.9 percent of his shots. And he looks poised to shatter his career high mark for goals in a season. Some of that overachievement is bound to regress to the mean, but if the Caps’ history as a team is any indicator, Washington should be able to hold onto at least some of their improvements.That’s just one of PDO’s two (usually unstable) components. The other half of the Capitals’ brilliant, odds-beating equation is goaltender Braden Holtby. Holtby is among the best netminders in the world (his career save percentage is third-best among active goalies), and he’s only getting better. His goals against average and save percentage are both better than they were last season, and if it weren’t for Minnesota Wild goalie Devan Dubnyk’s ridiculously impressive performance in 2016-17, Holtby would be a lock for a second consecutive Vezina Trophy. Goaltending statistics can be notoriously fluky, but they tend to be more stable over a career, particularly when they’re as consistently great as Holtby’s have been.The main criticism of the Capitals — and especially their captain, Alex Ovechkin — has been that they’re playoff underachievers.4It’s hilarious to assign an “underachiever” tag to a guy who ranks sixth all-time — and first among active skaters — in goals scored per game. Alexander Ovechkin is a gift and a once-in-a-generation talent, and every hockey fan on Earth — Washington Capitals fan or not — should cherish his existence. They’ve qualified for the postseason in eight of the past nine seasons but haven’t managed to get past the conference semifinals despite having rosters stacked with such quality players as Ovechkin, Oshie, Evgeny Kuznetsov, Alexander Semin (when he was actually good), Nicklas Backstrom, Mike Green (when he was actually good), and Holtby.When juxtaposed against the Capitals’ inability to make a deep playoff run, Washington’s degree of statistical dominance suggests that, sure, perhaps the team has underachieved a bit. But there’s no doubt that Trotz and general manager Brian MacLellan have built a team poised to succeed in the modern era of the NHL. Not only do they have a group that controls the puck well, but they’ve also hacked through the noise of PDO to assemble a roster that isn’t just lucky when it beats the percentages. Who knows if the Capitals will win the Cup this year, but they’re a legitimately dominant team and, as things sit now, championship favorites. Maybe this is the year they finally shrug off the underachievers tag and deliver on that promise. read more

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Is the DH Rule Slowing the Game Down

I checked the data provided to me by ESPN Stats & Info, focusing on 1997 to 2013 (interleague play started in 1997 and 2013 is the last full year in the data set).My first check was the simplest. I divided all games into four categories: games between AL teams, those between NL teams, interleague games hosted by AL teams (which have the DH) and interleague games hosted by NL teams (which don’t). Games between AL teams were, on average, two minutes and 15 seconds longer than games between NL teams.But that gap might be because certain AL teams — notably Boston and New York — are slower than NL teams and not because of different rules. Luckily, interleague and World Series games provide a useful test, because teams typically have played each opponent roughly the same number of times at home and away — albeit not necessarily in the same season. That should control for any effect from particular teams or matchups.So, when the same two teams played each other in an NL park or an AL park, which game was longer?On average, surprisingly, the longer game has been in the NL park — by 15 seconds. That calculation is based on more than 2,000 games each in NL and AL parks — defining interleague to include regular-season and World Series games between an AL team and an NL team.That’s solid evidence that it’s the style of individual teams, rather than the DH rule, causing the discrepancy in length of AL and NL games. And, in fact, if I isolate the 1997-2013 data set to just games without Boston or New York, then AL-only games are faster, on average, by a minute and five seconds relative to NL-only games. (Interleague games without the Red Sox and Yankees continue to be roughly the same length with or without the DH rule — one second longer without the DH.)But maybe that’s unfair — of course AL games will look faster once I’ve removed the league’s two slowest teams. So I tried two more tests.First, I removed the Red Sox and Yankees, but also the two AL teams with the fastest games, on average: the Blue Jays and White Sox. AL-only games without the league’s four biggest outliers averaged two hours, 55 minutes and 5 seconds. All NL-only games averaged two hours, 55 minutes and 2 seconds — just three seconds faster. Meanwhile, interleague games without those four AL teams were 18 seconds faster, on average, in NL parks. So, again, there’s no evidence that the DH lengthens games.Finally, I instead removed the NL’s two teams that played the longest games, to complement my removal of the AL’s two slowest teams. From 1997 to 2013, those two NL teams were the Mets and the Dodgers. Without them, and without the Yankees and Red Sox, the average NL-only game was nine seconds slower than the average AL-only game. And the average interleague game in an NL park took 13 more seconds than the average interleague game hosted by an AL team.So while the DH theory made sense, I’m confident the DH doesn’t lengthen baseball games. When I wrote last week about the slowdown of MLB games in recent years, I noted that the New York Yankees and Boston Red Sox were the two slowest teams. Both are in the American League, and maybe that’s part of the explanation. After all, AL games are played with the designated-hitter rule, which means pitchers don’t have to bat. That allows managers to change pitchers without affecting the lineup, which could prompt them to yank more pitchers mid-inning. Since pitching changes lengthen games — by about two minutes each, according to my analysis — games played in AL parks could be longer simply because of the DH rule.Reader Gabriel Haro wondered as much: read more

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Ohio States John Simon named quarterfinalist for Lott Award as Wisconsin looms

Ohio State junior defensive lineman John Simon was named one of 20 quarterfinalists for the Lott IMPACT Trophy. The trophy, named after former University of Southern California safety Ronnie Lott, “recognizes college football’s Defensive Player of the Year who best exemplifies integrity, maturity, performance, academics, community and tenacity,” according to the award’s website. Simon has been a force for the Buckeyes this year, recording 26 tackles, 7.5 tackles for loss and 3.0 sacks for the season. He also has three pass breakups and three passes defended. He recorded 8.0 tackles and 4.0 tackles for loss during OSU’s 17-7 victory over Illinois on Oct. 15. The performance earned him Lott IMPACT player of the week honors in addition to being named College Football Performance Award’s national defensive lineman of the week. Nebraska’s Lavonte David, Wisconsin’s Aaron Henry, Purdue’s Joe Holland, Michigan’s Jordan Kovacs, and Michigan State’s Jerel Worthy join Simon on the list as members from the Big Ten. The Big Ten leads all conferences with six players on the list. The SEC was second with four. Simon and the Buckeyes take on Wisconsin Saturday. In 2010, Simon had six tackles against the Badgers, but despite his performance, Wisconsin handed the Buckeyes their only loss of the season, 31-18. Freshman Braxton Miller will start at quarterback for the Buckeyes, but if Miller has to leave the game for any reason, sophomore Kenny Guiton will be the man to replace him according to OSU offensive coordinator Jim Bollman. Although previously implied, Bollman confirmed Wednesday that Guiton has officially passed senior Joe Bauserman as the team’s No. 2 option at quarterback. Kickoff for Saturday’s game against the Badgers is scheduled for 8 p.m. at Ohio Stadium in Columbus, Ohio. read more

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