CDC recognized as early years centre by Province

first_imgFORT ST. JOHN, B.C. – The Province has recognized Fort St. John’s Child Development Centre as an early years centre. As a result there will be better access to free programs through the Rotary Play Centre where children can participate in play based learning activities.CDC early years coordinator Crystal Kalas said centres like the Rotary Play Centre play a big role for families with young children as they help with growth in various areas of development.“The early years centres are about communities working together to ensure families have access to services about promoting health, well-being and development of children zero to six years. We’re hoping to increase services within the community for the zero to six population and make some of our programs a bit more accessible for families as well who maybe struggle with transportation,” she said.- Advertisement -Kalas added the CDC has been working closely with the Family Friendly Coalition who has already been doing a lot of those initiatives within the community.Of note going forward Kalas said the CDC is having an early years health round-up slated for March 16. The event is free with services available including dental, vision, and hearing checks, and face painting.last_img read more

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There no point resting Messi, says Valverde

first_img“We attach great importance to this game,” Valverde said of the Villarreal game before acknowledging that “many people have their sights on the Champions League and also the Atletico game.”“We’ll see tomorrow about Leo,” Valverde said of his 31-year-old forward who has 31 league goals so far this season.“The three points tomorrow are worth the same as those against Atletico,” Valverde said.“It is a perfect match to win,” he said, when asked about rotating his squad. “It does not escape me that our rivals are waiting for a slip to feed their hopes of catching us. We don’t want give it any opportunities.”“There are nine games, if we win six we are champions,” he added. “But having to win six games does not mean we have the league won, we have a lot of work to do.”Valverde said he did not think renewed rumours that Antoine Griezmann was going to leave Atletico for Barcelona would not destabilise either club.“It’s the usual stuff, we’re used to it,” said Valverde.0Shares0000(Visited 1 times, 1 visits today) 0Shares0000Lionel Messi may be rested so as to be fresh for the trip to Manchester United © AFP / LLUIS GENEBARCELONA, Spain, Apr 1 – Lionel Messi will probably play against Villarreal in La Liga this week, because “there’s no suitable scenario for resting” the Argentine superstar, Barcelona coach Ernesto Valverde said on Monday.Barcelona are 10 points clear at the top of the Spanish League ahead of Tuesday’s away game, followed by a home tie with second-place Atletico Madrid on Saturday and then Manchester United away in a Champions League quarterfinal next Wednesday.last_img read more

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First-time-buyer program nets family’s first home

first_imgARLETA – Patricia Galleguillos will wake up this morning in a special place. She’s finally home for Christmas. Her own home in Arleta, a 1,500-square-foot, three-bedroom, two-bath $475,000 castle on Beachey Street. Galleguillos, her husband and their 18-month-old daughter moved in a couple of months ago, just in time for the holidays. This morning, the whole family will gather at her house, which is all decked out for the season, and fill it with the gleeful sounds of their special Christmas present-opening ritual that can stretch on for two hours. “It feels good,” she said. “I really like this house.” Galleguillos, a first-grade teacher at Langdon Avenue Elementary School, initially tried to use some other loan program tailored to first-time buyers, but always came up a bit short of qualifying. “I was very disappointed. I had found a really nice house,” she said. But the interest-only loan, which stretches 35 years, fit her family’s situation. For the first five years, she only pays the interest, and the monthly payments are manageable enough that she can pay down some of the principal. But that really starts in earnest in 2010. But since the interest rate is fixed for the entire 35 years, Galleguillos already knows how much her payment will increase. Ken Giebel, CalHFA’s director of marketing, said this is a nice feature in this rising-interest-rate environment. “There is a step-up,” he said of the monthly payment. “But the day you sign, you know what the payment will be when the principal kicks in.” CalHFA was created in 1975 to act as the state’s affordable housing bank. And while it is a state agency, taxpayers don’t foot the bills. The agency makes below-market-rate loans and gets its funds by selling tax-exempt bonds. Participants must meet income and credit requirements. Obtaining a CalHFA loan doesn’t take any longer or involve much more paperwork than one from a traditional lender, Giebel said. “Our programs are not any more difficult to do. They just require about five more pieces of paper,” he said. The interest-plus loan program started in March and has been growing in popularity. And with housing prices still expected to increase, more first-time buyers will likely seek out CalHFA’s help. Since last March 17, the agency has done 5,374 loans; 1,710, or 32 percent, are the interest-only product. That represents $477 million in home sales, he said. Countrywide Home Loans will join the program in May while Citibank and Chase will come on board next month. “It will easily be 40 percent of our business after the first of the year,” Giebel said. The agency also offers down-payment assistance and it is looking at introducing a 40-year loan. Information about all the programs, including income limits, is available at www.calhfa.ca.gov. Galleguillos learned about the agency’s programs at a home-buying fair and says making the extra effort was worth it to have the American dream. And it came with a few surprises. When the family moved in and began painting the house, they discovered it came with hardwood floors. They’ve restored the living-room floor and are planning to do the rest of the house. The outside got some special attention, too. “It’s our first house, so we put up some (Christmas) lights outside. We’re still decorating the inside. You have to understand, we’ve been there for two months so we still have boxes (to unpack),” she said. For Galleguillos, it’s a labor of love. — Gregory J. Wilcox, (818) 713-3743 [email protected] local news?Sign up for the Localist and stay informed Something went wrong. Please try again.subscribeCongratulations! You’re all set! AD Quality Auto 360p 720p 1080p Top articles1/5READ MORERose Parade grand marshal Rita Moreno talks New Year’s Day outfit and ‘West Side Story’ remake How long had she wanted her own home? “Forever.” Now Galleguillos is where she always dreamed she’d be, thanks to a special state-sponsored loan program for first-time buyers. They’re building equity, but the family is in no rush to tap it. “I’m not thinking of selling the house. I’m not planning to move anytime soon,” she said. She and her husband bought the house with an “interest-only-plus” loan offered by the California Housing Finance Agency.last_img read more

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