Rep Whiteford part of coalition aiming to lower Michigan auto insurance rates

first_img27Sep Rep. Whiteford part of coalition aiming to lower Michigan auto insurance rates State Rep. Mary Whiteford announced Tuesday she is part of a bipartisan coalition to reform Michigan’s broken auto no-fault insurance system and dramatically cut costs for drivers.Whiteford supports House Bill 5013, which will lower the cost of auto insurance in Michigan – which now has the highest rates in the nation – by offering motorists more coverage options, fighting fraud and reining in medical costs.“As I travel through Allegan County, the most common complaint I hear is the high cost of automobile insurance. My neighbors have been begging me to do something. We now have a plan that will give real financial relief,” said Whiteford, of Casco Township, after helping to unveil the plan at the state Capitol.Michigan’s average full coverage auto insurance premium cost – nearly $2,400 per year – is more than $1,000 above the national average and twice as high as those in neighboring states.The new bipartisan plan gives motorists the option to continue to buy unlimited personal injury protection (PIP) coverage, or buy more affordable alternative coverage plans.The legislation:Gives individuals the choice on the extent of PIP coverage as part of their auto insurance. Choice levels include $250,000, $500,000 or unlimited;Allows seniors age 62 or older with lifetime health care benefits the option to opt out of PIP coverage to avoid the current double taxation, thus saving them up to $1,000 per year;Establishes fee schedules and attendant care limits to lower medical costs related to auto injuries;Helps the state ensure insurance companies are complying with state law, and creates a fraud authority to address fraudulent claims;Provides a state review of the Michigan Catastrophic Claims Association (MCCA) to make sure motorists are not overpaying for insurance;Addresses attorney fee costs and unfounded lawsuits while eliminating attorney conflict of interests with medical providers.Continues and guarantees benefits for Michiganders already receiving lifetime benefits due to catastrophic traffic accidents.“When we purchase health insurance, we choose the level of coverage that we want. We in Michigan have had no choice when purchasing automobile insurance. No other state has this mandate,” said Whiteford. “I am proud to take this battle to Lansing for my neighbors.” Categories: Whiteford Newslast_img read more

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